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household saving
    Measuring the Comparable Household Saving Rates of China and USA,1992—2001
    中美两国可比居民储蓄率的计量:1992—2001
    The Theoretical Analyses and Realestic Thought Relveant to Household Saving Transform into Investment
    居民储蓄——投资转化的理论分析与现实思考
    A Study on the Relationship between Household Saving and Income in China
    中国居民储蓄和收入关系研究
    Trends in Household Saving Research
    居民储蓄研究的拓展路径
    Promoting household saving transform into investment and pullingthe economic growth is the focus of our national economy.
    促进居民储蓄转化为投资,拉动经济增长已经成为我国经济现实关注的焦点。
    This conclusion is meaningful in guidance of investor's decision and conducive to the comprehension of the phenomenon of persistent high household saving level in our country.
    此结论对投资者的投资决策有一定的指导意义。 并能帮助理解我国当前居民储蓄高居不下的现象。
    Household saving is an important component of social saving,and animportant resource for economic growth.
    居民储蓄是社会总储蓄的重要组成部分,也是推动经济增长的重要资源。
    Secondly, the surplus of household saving deposit exceeded 12 trillion RMB in 2004, which shows that the banks have capacity of developing this kind of business with considerable scale of financial assets.
    其次,我国居民储蓄存款余额在2004年超过了12万亿元,这说明我国银行已具备相当规模的金融资产来开展个人汽车消费信贷这一业务。
    The main contents as follows: studied the basic condition of household saving growth since the reformation of China;
    主要内容包括:研究改革以来我国居民储蓄增长变动的基本特征;
    got the conclusion that the precautionary saving motivation is the main reason for China's the problem of current high savings by the regression analysis between household saving deposits and the medical, educational and living expenses;
    对居民储蓄存款与城镇、农村居民家庭的医疗、教育和居住三项消费支出额之间进行回归分析,得出居民因预期未来消费支出不确定而导致的预防性动机是我国当前高储蓄的主要原因; 最后,对我国政府今后储蓄政策的制定提出具体的政策建议。
    The high growth rate of household saving in China and the motive of Chinese household saving have attracted great attention of academic community as well as policy-maker recently.
    中国居民储蓄的超常增长近年来成为一个被普遍关注的问题 ,而居民储蓄动机更是成为人们关注的焦点。 一个普遍的看法是 ,预防性储蓄动机在中国居民储蓄决策中起重要作用。
    This paper focuses on the measurement issues of household saving rate.
    储蓄率是宏观经济运行中的重要指标,尤其是居民储蓄率。
    The results show that the average household saving rate of China in the period from 1992 to 2001 falls down from 29.32% to 22.69% and particularly China's saving rate is even lower than 20% in 2000 and 2001.Thus Chinese saving rate is not that extraordinarily high.
    本文首次使用美国NIPAs中的储蓄率计量方法和口径,重新测算了中国1992—2001年十年间的居民储蓄率,并对相应年份的美国储蓄率作适当调整,得到了目前中美最为可比的居民储蓄率。
 

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