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    On Explanation Duty of Insurer
    试论保险人的说明义务
    The Insurer's Exemption and Format Clauses
    保险人的免责与格式条款
    On Insurer's Obligation of Explanation Stipulated in China's Insurance Law
    解构我国保险法的保险人说明义务制度
    Comparison of the Legal System concerning Insurer Supervision between Mainland and Hong Kong
    内地与香港关于保险人监管法律制度的比较
    Research on Relevant Legal Issues regarding the Rule of "Unfavorable Interpretation to Insurers"
    “不利保险人解释规则”相关法律问题研究
    Legal Study Upon the Insurer's Defense Against Maritime Claim on Ship-Source Pollution
    保险人对船舶污染海事请求抗辩的法律研究
    Study on Liability Exemption of Insurer in Japan
    日本保险人责任免除制度研究
    Study on the Explaining Obligation of the Insurer
    保险人说明义务研究
    The fourth chapter further discusses the important procedural and substantive issues of the contract of bonds, and focuses on the relationship between the bonding contract and the underlying agreements, the insurer’s defense and right of subrogation, and the priority of performance when a bond and a guaranty agreement coexist.
    第四章承接上文,结合司法实践中的若干问题,从实体法、程序法上,就保证保险合同的若干重要问题进行了探讨,着重研究了保证保险合同与基础合同的关系问题,保证保险合同中保险人的抗辩权问题和代位求偿权问题,以及保证保险合同与保证担保合同并存时的责任承担顺序问题。
    The traditional warranties are so strict to the insured that the insurer can often cancel the contract or refuse to indemnify, which is unreasonable.
    传统的保证对被保险人过于严厉,保险人经常可以因被保险人违反保证而解除合同或拒绝赔偿损失,因此,该制度存在一定的不合理性。
    The principle of proximate cause is important to determine the cause of a loss, protecting both the insurers and the insured.
    作为判定损失原因的重要原则,近因原则对于确定保险人的赔偿责任、保护保险人和被保险人的合理权益无疑具有极其重要的意义。
    Explaining duty means the insurer should explain policy of insurance clearly while entering into an insurance contract with the insured .
    说明义务是指保险人在订立保险合同时,就保险合同条款向投保人陈述、解释,以便使投保人准确地理解自己的合同权利义务的法定义务。
    Applying the means of historical and theoretical analysis, the first part of thearticle mainly discusses the meaning, character and legal basis of marine insurer'sexplanatory obligation.
    本文首先借助历史和理论分析的方法,以国内外对保险人告知义务和说明义务的立法和研究成果为基础,对海上保险人解释义务的含义、性质和法律依据进行了探讨,以期为海上保险人的此项义务确立一个比较坚实的基础。
    6.to provide a scheduled period of insurers'right of rescinding insurance contracts.
    6.规定保险人合同解除权的除斥期间。
    Based on the comparative study of the right to terminate a contract of the insurer, this paper draws a blueprint of the basic law-making thoughts about the abolition of the right to rescind a contract by the insurer.
    在采用比较研究方法对保险人行使合同解除权进行研究分析的基础上,本文对保险人合同解除权制度提出了基本的立法构想:适当缩小保险人行使合同解除权的范围; 对保险人行使合同解除权的条件进行详细具体的规定;
    So, the principle should be observed by all parties, including the insurer, the assured, the agent and the broker.
    因此合同各方当事人均应遵循这一原则履行合同,具体包括保险人、被保险人、保险代理人以及保险经纪人等。
    the third is to define the condition to exert the rescinding right and restrict insurer from abusing such right.
    三是明确保险合同解除权的行使条件和法律效果,限制保险人不得滥用保险合同解除权。
    Insurance premium is very important to the insurer and the insured.
    保险费在保险合同中对于投保人和保险人都是至关重要的 ,它是保险人承担保险责任的报酬。
    In traditional science of insurance, the representation of insurer is only explanation of obligation.
    在传统的保险法学中对保险人的告知仅提出了说明义务,随着我国保险市场的发展,保险人的说明义务已不能满足现实的要求。
    There are both similarities and differences concerning insurer between mainland and Hong Kong in terms of supervision organization system, supervision operation system, and financial supervision system.
    内地与香港关于保险人在组织监管制度、经营监管制度和财务监管制度方面既有相同之处,又有其差异。 其主要表现在以下几个方面:保险人的设立制度,组织形式的确定;
 

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