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信贷状况
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  credit situation
     This paper points out that the key problem of the Shaanxi Branch of China Construction is that its customer target market i s not clear and definite and its customer's Manager's system is notperfect,staying around the lower level of structure through analysin g its credit situation .
     本文通过对中国建设银行陕西省分行信贷状况的分析,指出其目前存在的主要问题是客户目标市场不明确,客户经理制度不完善,停留在比较低的层次。
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  “信贷状况”译为未确定词的双语例句
     So the research of surveys of trade credit scale has the important meaning to the foundation of statistical system of trade credit.
     因此,研究江苏省贸易信贷状况,不仅为江苏省贸易信贷管理提供了重要依据,也为全国贸易信贷的研究与管理提供了借鉴。
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     Individual Consumption Credit in China and Risk Aversion
     中国个人消费信贷状况及风险防范研究
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     A Review of usury practices in Ming and Qing Dynasty reveals that, usury is rooted in farmer's survival economy.
     明清以来的经验显示,高利贷本是一种生存借贷,置农村生存经济状态于不顾的单方面打击高利贷活动,不仅不能根除高利贷产生的土壤,反而加剧了高利贷的风险溢价,降低了小农的信贷可得性,恶化了小农的信贷状况
短句来源
     The article analyses the reason for the risk of consumption credit, and gives some advices about the risk prevent.
     本文在总结我国个人消费信贷状况的基础上,分析了个人消费信贷风险及其原因,并提出了风险防范的措施。
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  相似匹配句对
     1.Analasis of the assets status of commercial banks especially the status of Chinese commercial banks.
     1、我国银行业的信贷资产状况
短句来源
     Chapter 3: Developing status of our auto consumption credit.
     第三章 我国汽车消费信贷的发展状况
短句来源
     water volume condition;
     水量状况;
短句来源
     Credit Cycles
     信贷周期
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     Status Quo of Performance Forecasting
     业绩预告状况
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  credit situation
The agencies offer financial education and debt management counseling to consumers on all aspects of their credit situation.
      


The definition of Usury problems has crucial influence to practice. This paper studies the relationship of usury and farmer's survival status. A Review of usury practices in Ming and Qing Dynasty reveals that, usury is rooted in farmer's survival economy. Therefore, we can't just simply abolish it because it will make farmers even harder to access finance and their financing cost will be even higher than before. The mis-presentation of usury makes farmer s financing status even worse. The way to root usuiy out...

The definition of Usury problems has crucial influence to practice. This paper studies the relationship of usury and farmer's survival status. A Review of usury practices in Ming and Qing Dynasty reveals that, usury is rooted in farmer's survival economy. Therefore, we can't just simply abolish it because it will make farmers even harder to access finance and their financing cost will be even higher than before. The mis-presentation of usury makes farmer s financing status even worse. The way to root usuiy out lies in the effort to extricate farmers from survival economy. When they are still in the survival economy, the key of financial policy is to make farmers easier to assess credit.

本来是一个纯经济现象的高利贷问题,在文化与政治因素介入后,变成了一个复杂的意识形态问题。文化和政治对高利贷的“表达”,深刻地影响了高利贷发展的“实践”。明清以来的经验显示,高利贷本是一种生存借贷,置农村生存经济状态于不顾的单方面打击高利贷活动,不仅不能根除高利贷产生的土壤,反而加剧了高利贷的风险溢价,降低了小农的信贷可得性,恶化了小农的信贷状况。实际上,小农在借贷活动中,关心的主要是信贷可得性和利息额问题,而不是通常认为的利息率问题。对高利贷问题的不适当“表达”,不利于农村融资问题的解决。让农民走出生存经济状况,才能根除高利贷产生的土壤。在仍处于发展中的小农经济状态时,不应将小农的生产借贷也推向生存借贷市场,加大农户的借贷成本,使得正常的生产性投资也难以进行,政策重点在于扶持农村的生产性借贷,千方百计地扩大小农的信贷可得性,并充分利用传统民间金融手段,而不是一味打击所谓的“高利贷”。

presently, the markets of consumption credit is extending, the loan includeing buying houses , cars and so on developped quickly. Because the operation of credit developped very late and the market mechanism is not morbidity, the problems and risks are discovered gradually. The article analyses the reason for the risk of consumption credit, and gives some advices about the risk prevent.

目前,我国消费信贷市场不断扩大,住房贷款,汽车贷款,助学贷款,耐用消费品贷款,个人短期借贷等业务得到迅速发展。由于我国信贷业务起步较晚,市场机制尚不健全,该项业务中存在的问题和风险也逐渐暴露。本文在总结我国个人消费信贷状况的基础上,分析了个人消费信贷风险及其原因,并提出了风险防范的措施。

 
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