Under the guide of theoretical framework concerning property economics and new institution economics, the thesis analyzes the theoretical basis, problems, causes and performance of rural cooperative finance from the angle of property right.
On the establishment and development of China′s independent cooperative financial system,the relative requirements of reform has suggested for its financial management structure.
The efficiency of rural cooperative financial system is crucial for the perfectness, function and competitiveness strengthening of rural financial system.
The fundamental reasons include the lack of the channels and measures of financing, theconcentration of the bank loans to the large enterprises, the inability of the current risk control mechanism ofthe cooperative financing in stimulating the bank loans to the small and medium size enterprises, the ambiguityof the legality of the NGEs' civil financing, and the government's improper supervision.
To the cooperation finance theory review, mainly carries on from the cooperative economy, the cooperation finance theory as well as with other financial differences to the cooperation finance development course in our country.
This article using the Stakeholder theory, the system economic, the economical contract theory and the management theory, adopts the theory and the practice union method based on the unification principle of " the responsibility, the power, the advantage "and from the Stakeholder angle, compared with the overseas cooperation finance success experience and analyzes limitation and the reason in the property right system of the RCC to the Stakeholder protection in different time.