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银行利润     
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  bank profit
     On the Relativity Between Security Market Development and Bank Profit Change in China
     中国证券市场发展与银行利润的相关性分析
短句来源
     Based on bank profit chain theory, it puts forward three essential marketing factors: internal marketing, traditional marketing and interactive marketing.
     依据银行利润链思想,提出了内部营销、传统营销、互动营销三大营销组合要素。
短句来源
     The credit operation of company is the most important business of state-run business bank in the present stage, Though customer's quantity is much fewer than the quantity of customer of the retail trade, can bring a large amount of deposit, grants the loan and charging the business for the bank , It is a main source of the bank profit.
     公司信贷业务是现阶段国有商业银行最重要的业务,尽管其客户数量比零售业务客户数量要少得多,但却能为银行带来大量的存款、贷款和收费业务,是银行利润的主要来源。
短句来源
     This article briefly introduces the structures of our country's financial tax system, its existing problems, and gives a partial equilibrium analysis on indirect tax (business tax) and direct tax (income tax) respectively. On the basis of research by other scholars, this paper educes a bank profit function, analyses the influence of main types of tax on the bank service of our country, and carries out some discussion.
     本文简要介绍了我国金融税制结构及其存在的问题,并分别对以间接税(营业税)与直接税(所得税)进行局部均衡分析,在学者研究的基础上设计了我国银行利润函数,分析了主要税种对我国银行业务的影响,进行了一定程度的探讨。
短句来源
  bank profits
     From the 1990s, personal financial business has developed so greatly that it is becoming the main source of bank profits and the focus of competition among banks. In order to realize the target of benefit maximum, commercial banks often try to gain the efficient breakthrough in this field with finance innovation and modern marketing method.
     20世纪90年代以来,个人金融业务得到了迅猛发展,已逐渐成为银行利润的重要来源和同业竞争的焦点,为实现效益最大化目标,商业银行普遍采用金融创新和现代营销手段寻求在这一领域的有效突破。
短句来源
     This research on the mixed two- stage evaluation method of personal credit can reach the goal, that is to effectively lower the credit risk of commercial banks and realize maximize of the bank profits.
     这种个人信用混合两阶段评估方法可以有效降低商业银行的信用风险,更好地实现银行利润最大化的目标。
短句来源
     It studies how to realize the maximum of bank profits in view of diversification of bank's business and rapid expansion of the capital scale.
     它针对银行的业务品种多元化和资产规模的过度扩张 ,研究如何实现银行利润最大化。
短句来源
     How to draw lessons from the successful experience of the abroad commercial bank,overcome individual financing business development obstacle,the increment bank profits becomes the important lesson that local commercial bank must study.
     如何借鉴国外商业银行的成功经验,克服个人理财业务发展障碍,增加银行利润成为国内商业银行必须研究的重要课题。
短句来源
  profit of bank
     The related management planning Involved the different data analyzing and mining functions, as the data warehouse and the degree analysis of the contribution to the profit of bank.
     其中关系管理部分涉及数据仓库、银行利润贡献度分析等数据分析和挖掘功能;
短句来源
  “银行利润”译为未确定词的双语例句
     Profit Efficiency Study of Commercial Bank
     我国商业银行利润效率研究
短句来源
     3. Losing of good client: the profit of the state-run commercial banks mainly depends on the 20% good clients.
     3、优质客户流失问题。 国有商业银行利润形成主要是依靠20%左右的优质客户。
短句来源
     Personal financial planning service of the bank since the 20th century 70's, under the financial innovation tide impact, has obtained the fast development.
     商业银行个人理财业务自20世纪70年代以来,获得了快速发展,成为商业银行利润增长的重要来源。
短句来源
     Second, the conflict between central bank's social welfare target and commercial bank's profit target effect the policy effectiveness.
     第二,中央银行窗口指导的“社会效益”目标与商业银行利润目标间的不一致是影响政策有效性的基本原因;
短句来源
     An Empirical Study of Profit Inefficiency and Its Effective Factors
     银行利润无效率及其影响因素的实证研究——以中国主要商业银行及其战略投资者为例
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  bank profit
Are Differences in Acquiring Bank Profit Efficiency Priced in Financial Markets
      
The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function
      
  bank profits
Any adverse economic performance in a region, sector, or trading partner country will have less of an impact on bank profits and solvency.
      
Decelerating corporate lending growth coupled with steadily increasing deposits have squeezed bank profits.
      
Extraordinary bank profits in 2002 2004 also have improved the health of their balance sheets.
      
Hence, we find no evidence in favor of the relative market power hypothesis or the scale efficiency explanation of bank profits.
      
In 2004, 34% of Bank profits can be attributed to customers who cite ethics as an important factor in their relationship with the Bank.
      
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  其他


In recent years,the quality of credit assets is inferior in our commercial banks,the proportion of inferior loan is always high.Up to the present,the rising tendency has not stopped yet.This has been an important embody of our banking risks.This article enterprise ,operating the new divided critcrion about the inforior credit assets,hunching the credit assets by bonding,improving the bank staff's basic quality.These countermeasures will e realized just only by means of the synthesized efforts of the government...

In recent years,the quality of credit assets is inferior in our commercial banks,the proportion of inferior loan is always high.Up to the present,the rising tendency has not stopped yet.This has been an important embody of our banking risks.This article enterprise ,operating the new divided critcrion about the inforior credit assets,hunching the credit assets by bonding,improving the bank staff's basic quality.These countermeasures will e realized just only by means of the synthesized efforts of the government ,the bank and the enterprise.So,we can further promote the qualith of credit assets,and change the risky assets into good assets,enlarge the resources of the commercial bank's profit.Then,credit asscts will be good finally.\;

近几年来 ,我国商业银行信贷资产质量低下 ,不良贷款居高不下 ,且有上升趋势 ,这已经成为我国金融风险的重要体现。该文在对策选择上着重从银行和企业的角度通过构造新型银企关系—债务双重组 ,商业银行不良贷款的标准 ,以及商业银行信贷资产的证券化经营 ,来论述如何进一步提高商业银行信贷资产质量 ,变信贷风险资产为良性资产 ,扩大商业银行的利润来源 ,最终实现信贷资产的良性循环。

This paper shows the effects on banking behavior of banker's cost and scale preference by applying an interbank Cournot game model. It is proved that given the separation between control right and ownership, both scale and cost preference of bankers lead to inefficiency. Scale preference results in an excessive-scale level higher than that of profit maximization, while cost preference lures bankers to increase their personal consumption, and thus cut the profit. This non-profit preference of China's wholly state...

This paper shows the effects on banking behavior of banker's cost and scale preference by applying an interbank Cournot game model. It is proved that given the separation between control right and ownership, both scale and cost preference of bankers lead to inefficiency. Scale preference results in an excessive-scale level higher than that of profit maximization, while cost preference lures bankers to increase their personal consumption, and thus cut the profit. This non-profit preference of China's wholly state owned banks (SOBs) are supported by two empirical evidences. The first is the inefficiency of SOBs' scale and allocation. Second, the market structure and efficiency structure hypotheses are rejected by econometric study. Scale inefficiency means scale preference, while allocation inefficiency means cost preference.

本文在一个银行间古诺博弈模型中 ,综合考虑了银行管理者的费用与规模偏好对于银行市场行为的影响。分析结果表明 ,如果银行所有权与控制权分离 ,那么管理者的费用与规模偏好都会导致银行的效率损失 ,虽然原因不尽相同 :规模偏好会诱使管理者选择大于利润最大化所要求的规模水平 ;而费用偏好会诱使管理者增加在职消费 ,减少银行利润。理论上存在的我国国有独资银行非利润偏好行为 ,为两个经验证据所支持 :(1 )国有独资银行规模与配置无效 ;(2 )市场结构假说和效率结构假说检验均未获得经验支持。规模无效意味着国有独资银行存在规模偏好 ;而配置无效意味着国有独资银行存在费用偏好。

This paper studies the demand and supply of student loans, to show how the central bank credit policy works and the administration oriented innovation. The conclusions are following. First, given the income constraint in under developed regions, there is an excess demand on student loans and less incentive for financial institutions. Second, the conflict between central bank's social welfare target and commercial bank's profit target effect the policy effectiveness. Third, a policy incentive should be arranged...

This paper studies the demand and supply of student loans, to show how the central bank credit policy works and the administration oriented innovation. The conclusions are following. First, given the income constraint in under developed regions, there is an excess demand on student loans and less incentive for financial institutions. Second, the conflict between central bank's social welfare target and commercial bank's profit target effect the policy effectiveness. Third, a policy incentive should be arranged to promote the policy implementation.

商业银行助学贷款业务存在宏观与微观两个层面的经济意义。在宏观面,助学贷款业务的开展体现了中央银行窗口指导政策的有效性;在微观面,助学贷款的推广模式代表了行政推动型产品创新。立足于这两个层面,本文对湖北咸宁的助学贷款发展情况进行了个案研究,基本结论如下:第一,在经济欠发达地区,助学贷款存在较大的供求缺口,直接原因是行政推动型金融产品创新对金融机构的激励不足和公共品式的过度需求;第二,中央银行窗口指导的“社会效益”目标与商业银行利润目标间的不一致是影响政策有效性的基本原因;第三,作为窗口指导,业务推广必须与利益导向相结合才能切实起到政策激励作用;作为产品创新,仍应坚持自发创新为主,行政推动为辅。

 
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