At this point, the deposit insurance system already is recognized together with financial supervising and managing authority careful supervising and managing as well as the final lender system as the financial safety net three big basic essential factors.
The important orientation is to insure the safety and efficiency of the banking system which needs the coordination of the two institutions in safe evaluation mechanism, control index system and financial safety net.
We must build financial safety network,establish financial supervision system suitable with China's national characteristics in order to promote the healthy development of the financial sector.
Finally, the reform will unavoidably brings changes of the risks of the banks, so the study and building of the finance safety net will be a necessary work.
It's of great significance to establish deposit insurance system for constantly deepening China's socialist market economy,consummating finance safety net,consolidating the gained achievements of financial regime reformation,setting up market-oriented exit mechanism of financial institutions and maintaining finance stability.
It's compulsory for establishing and perfecting deposit insurance system to measure the interest of the related parties,enlarging the risk management function of deposit insurance institutions,and it's in the finance safety net that deposit insurance system can play an effective role.
Since the financial system plays a great roll in the whole national economy, most countries all over the world have established a financial safe net to maintain the stability of their financial systems. Deposit insurance system is among the three elements of the financial safe net.