A strategy of China's financial reform is to construct the financial system of the market-leading type,namely to set up the modern financial system on the basis of the fully developed capital market.
Finance is in the core of modern economy, and the ultimate object of Chinese Financial Reform is to make finance play its vital role in the course of Chinese economic growth.
The second part involves positive analysis, which comprises deregulation and financial liberation effect on financial institutions efficiency, china financial reform effect on financial institutions efficiency.
At last, aiming at above reasons and combing with real situation of the present environment of China financial reform andstate-owned banks, and also as reference of advanced experience of foreign banks, this paper conclude the corresponding measures to how to exert the predominance of state-owned commercial banks scale.
Third chapter is to China's financial liberalization reform analysis. After anlysing China's finance liberalization present situation and the economical effect, points out the quantity expansion characteristic of China's finance reform as well as the financial system existing question;
The financial frangibility is the problem which deserves a scientific and proper reorganization in China's finance reform. By solving the problem, financial risks can be well resolved, and financial crisis can be avoided.