Taking the insurance regulation system in the U.S. as its object of study,this paper explores the historic development,systems,methods,existing problems and future tendency in American business insurance regulation,and conducts further study on its implications for Chinese insurance system.
Under the business target,business insurance should exert function,and will be confronted with the historic chances of market development,structure regulating and product innovation.
Meanwhile,government must formulate some relative policies to encourage people to make reasonable use of the old age funds and lead them to buy the commerce insurance so as to solve the problem of the lack of old age pension.
There are three bodies in the commercial medical insurance market : policy holders, medical service providers, commercial insurance companies . Different market bodies face different risks .
It concludes that insurance coverage is available to providers although many may have difficulty meeting underwriting requirements and some may find the premiums for commercial insurance unaffordable.
Data provided from the Department of Mental Health and Mental Retardation in Virginia examined fee collections which are comprised of direct client, commercial insurance, Medicaid and Medicare.
An analysis of quarterly reports from 1982 to 1984 revealed that Medicaid collections have decreased significantly, while commercial insurance reimbursements have increased significantly.
Forest insurance belongs to the range of the policy insurance.For the insurance company,its narrow scope makes the proprietor′s risk and the premium much higher. It is very difficult getting profit and causing the conflict of the profit and the policy. It has been proved that for indemnify the development of forest insurance we should defer to the rules of the forestry economy and insurance, upbuild system of forest insurance, make much of the lawmaking. To separate forest insurance and commerce insurance t...
With China's entry into WTO,Yunnan commercial insurance markets are further expanding and opening up,but it is still a young business.What characteristics has it and how is it to reform so as to keep pace with the development of the nationwide,even worldwide insurance?This is an important research topic.This paper takes account of the characteristics of Yunnan commercial insurance markets with the aid of the statistical data,and briefly analyzes the problems existed in the markets,on such a basis,it puts fo...