to establish and consummate the laws and regulations of the RCC; to push forward positively the whole reform of countryside finance; to build agriculture insurance mechanism and countryside surety mechanism;
In conclusion, a kind of agricultural insurance not only adapts to theagricultural development, but also possesses Chinese characteristics shouldbe set up on the basis of learning the international successful experience whileovercoming the mistakes during the past work.
To arouse the enthusiasm of the farmers and the food reserving corporations, it is important to create the agriculture insurance mechanism. Food production and fluctuating prices should fall into the scope of insurance. The agriculture insurance mechanism means that the government purchases insurance policies; insurance company covers risks and the farmers and food reserving corporations benefit from it.
The author analyzes current China's agricultural production institution from four levels including the characteristics of agriculture investment,the institutional limitation of household contract responsibility system,the yield to investment and the investment risk.Their propositions consist of implementing permanent tenancy,building modern agricultural allowance and insurance system.
Agriculture in Guangdong is a highly risky industry.Perfect agriculture insurance system can safeguard the development of agriculture.With the optimization of agriculture industry structure,the dgree of agriculture industrialization has been improved,there're many farm cooperate organization in Guangdong,therefore,the demand of agriculture insurance grows day by day.We suggest build the system of agriculture insurance,including laws,catastrophic loss fund and new products.