From international experience, the housing finance market is constituted of three levels: the first one means the primary market with the center of hosing mortgage provided by banks, and the players are the corporations and natural persons participating in the corresponding financing activities.
on the other hand, the growth and development of the second housing finance market is encouraged, and the mortgage securization and the innovation of financial implements are imperative.
However, the broad one means the financing activities based on housing mortgage and other related financing activities, such as housing operation, development and construction.
By means of the integration of primary and secondary markets, as well as the government' s participation, the ideal development of finance, housing and other related sectors would be boosted, finally contributes to economy development and improvement on peoples' lives.
The Mortgage-backed Security is not only an important way to improve the housing financial market of our country, but also an effective one to reduce the mobile risks that the present domestic commercial banks will face and increase the sufficient rate of the capital.
A somewhat blunter measure of depth is the sheer size of the housing finance market.
例句来源
Although the overall level of foreign activity in the German housing finance market is still limited.
例句来源
In fact, as far as we know, no formal cross-country study of the size of the housing finance market exists.
例句来源
On the one hand, the housing finance market has become more competitive as new providers have been encouraged to enter the market.
例句来源
The housing finance market is strongly orientated towards providing loans to individual households.
例句来源
Setting out from the characteristic of house financial markets actual in China,a deeply analysis in varies risk and its causes is made.A few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward.
The rapid development of American residential finance industry is mainly owing to the establishment of risk-transferring housing mortgage loan. The mixed insurance-backed model in the first-grade market and the securitisation of housing mortgage loan in the second-grade market have successfully transferred the risks of housing mortgage loan. Therefore, it is very significant for promoting housing consumption by drawing lessons from American to further improve the housing finance market in China.
>=In our real estate market,there are two strange phenomena:on one side,there are large amount of stock housing;on the other side, many residents have no desire and ability to buy housing. The key reason about this is that there are two lands of market : the outside open market and the inside private market. After stopping the welfare bousing system and implementing allocating housing in cash, consumers must solve their bousing problem in the open market. To promote the housing market.it needs to build reas...