This paper gives a common explanation lf farmer's financial demand and rural finance supply in Western China based on a survey on two villages in West Area.
The case study shows that farmer's financial demand is very violent while regular financial supply cannot thoroughly fit up financial demand because of the regional diversity, capital scarcity, and few varieties.
Firstly, based on the former studies, this article establishes a theory hypothesis about rural cooperative financial institution of our country with the analysis frame of modern economics. Besides, with the help of the most superior decision-making mathematical model, this article analyzes the financial cooperative demand of peasant households and looks for the possibility of such cooperation with game-playing balancing analysis as to analyze the financial cooperative behavior of peasant households and draws out the conclusion that there exists intuitional demand of financial cooperation.
It is further characterised by due emphasis on processing and marketing in order to generate cash and exploit the farmer's financial self-interest.
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The choice of these options depended on the farmer's financial means.
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It is difficult for rural households to be financed, which shows that the transaction cost is pretty high between the existing formal financial institutions and the rural households, and that it is difficult to meet the need of the rural households. This paper analyzes the issue by using the theory of information cost and that of incomplete contract. It is thought that this issue results from the fact that financial institutes are relatively far away from the rural households, which causes high cost for the...
Through investigations, this paper verifies that there are evident differences of industry and scale in the extent of the refrain of the rural family productive financing in Eastern China.The influencing factors include the return of investment, costs, efficiencies, etc. So we should introduce measures such as cooperative financing, government support, improvement of the institution of land financing, promotion of agriculture industrialization and further reform of rural finance system,etc.So as to inspire ...
As the main part of rural finance,China's rural credit cooperatives are confronted with great difficult,and are reforming financial systems in China.In order to know satisfaction of farmer financial demands,we have investigated the fact,have analyzed rural credit cooperative,and points out a feasible solution to enhance the operational efficiency.Moreover,we analysis the financial demands of rural country,and points out the failure of rural credit cooperatives.An inevitable choice of reforming and deepening...