Chapter two lays stress on the analysis of the characteristics ofsaving investment in household monetary investment as well asthe reasons, positive and negative effects of high saving rate inorder to establish a measuring standard of moderate saving.
Then it indicates the relationship of between the specific behavior and the growth of Chongqing economy, and forecasts the possible increase of Chongqing macro-economy and also aboout it's motivative factor----financial investments of household, some suggestions will be given at the end of this paper.
So ,this paper is consisted of three parts, the first part is basic theory, mainly about basic conceptions and economic theories, facilitates clear classification of private investments and theoretical illustrations.
The second part is for the research on private investments of Chongqing household, mainly about three aspects, they are savings and deposits, insurance, and securities. This part is consisted of four chapters, besides the three ones mentioned just now, there is another chapter serves as a conclusion of the research on private investing behaviour of Chongqing inhabitants.
The last one is on the prospect of Chongqing economy, mainly about the devotion of private financial investments of household to the economy, and some suggestions about how to promotethe private invesments and make good use of the precious inner-power of economic development.