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| | The general characters of agricultural insurance in foreign countries are that; the state pay attention to the legislation of agricultural insurance, the government pushes agricultural insurance business forward, the agricultural insurance is mandatory and the institutions of agricultural insurance are diversify. State only provides little financial subside for agricultural insurance in China. For extricating agricultural insurance companies from difficult position, first of all we should change this self- ... | | 国外农业保险的共同特征是:国家重视农业保险立法、政府在推进农业保险中责无旁贷、其性质为强制性或准强制性、保险组织形式多样化。中国农业保险长期以来缺少国家财政支持,改变目前困境的重要突破口在于转变经营机制,由自主经营型农业保险体制转变为财政支持型农业保险体制,尽快建立农业保险的再保险机制,此外,还应积极探索保险证券化的运作方式。 | | 文摘来源 | | China is a large developing agricultural country which is turning to the market economy and undergone natural disasters very often. It's very urgent to develop the legislation of agricultural insurance to protect enthusiasm and raise the standards of living so as to consolidate the fruit of rural reform. Agricultural insurance is largely dependent on the relative laws and legislations as a system for agricultural development and protection. For this, it's necessary for us to link with our national condition... | | 我国是正在转入市场经济的发展中的农业大国,同时也是自然灾害多发国家。其中,农业损失占了相当比重。为保护农民的生产积极性、提高农民生活水平、巩固农村改革成果,地方政府和广大农民对发展农业保险要求十分迫切。而农业保险作为一种农业发展和保护制度,对相关法律的依赖程度是相当强的。因此,我们有必要在对国外农业保险法律进行借鉴的基础上,结合我国已有的尝试经验与国情,大力加速构建我国农业保险立法的进程。 | | 文摘来源 | | Development of agricultural insurance in China slows down in recent years. Agricultural insurance is badly needed by farmers, while commercial insurance companies all hesitate to provide related products. This is mainly due to unique characteristics of agricultural insurance, lack of effective systems relating accumulation of agricultural insurance catastrophe risk fund, and legislative laggardness. In view of this, China could learn from agricultural insurance operations of other countries, and, based on d... | | 近年来,我国农业保险业的发展势头趋缓,突出表现在农民迫切需要农业保险而各商业保险公司都不愿涉足该领域。造成这一现象的主要原因是农业风险的特殊性、缺乏有效的农业保险巨灾基金积累制度以及立法滞后等。对此,我国应在借鉴国外农业保险经验,并结合我国国情,探索出一条切实可行的农业保险经营之路。 | | 文摘来源 | |   | | << 更多相关文摘 |
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