Based on the reality of China,agricultural catastrophe insurance fund is an efficient method to diversify the catastrophic risk and facilitate the healthy development of agricultural insurance.
In this article,we briefly introduced agricultural catastrophe insurance fund,compared it with other methods to diversify the catastrophic risk and the problems that China should pay special attention to were studied.
The most realistic choice for China's agricultural policy insurance is to combine the management model of government with commercial insurance in light of peasant cooperation insurance,separate the operation of agricultural huge disaster insurance from ordinary agricultural insurance and speed up the commercialization of agricultural policy insurance.
Because of frequently occurring of agriculture catastrophe and great property loss, personnel casualty, huge sum of insurance loss of insurance company around the world, agriculture catastrophe insurance is a global problem.
Along with the new circumstances of the WTO,building agricultural policy insurance has become the foremost task of system innovation of China's agricultural insurance industry.The main causes for promoting the system transformation lie in income pressure,trade efficiency,public goods and environment change.The most realistic choice for China's agricultural policy insurance is to combine the management model of government with commercial insurance in light of peasant cooperation insurance,separate the ope...
Agricultural catastrophe has become the global tragic affairs.The United States has tried "the Special Disaster Salvage Plan","Catastrophic Risk Protection" and other ways to open catastrophe insurance for agriculture.And ways of finance,tax,reinsurance and urgent loan,especially the agricultural catastrophe insurance,in the form of stock,are adopted to scatter and transfer the risk of agricultural catastrophe.The practice proves that the skillful use of this kind of social mutual aid form of catastrophe in...
Catastrophe is large-scale natural disaster.Agriculture is an easy target for catastrophe.Agricultural insurance companies cannot diversify the catastrophic risk independently due to its concentration and severity.Based on the reality of China,agricultural catastrophe insurance fund is an efficient method to diversify the catastrophic risk and facilitate the healthy development of agricultural insurance.In this article,we briefly introduced agricultural catastrophe insurance fund,compared it with other meth...