Social credit information system is a kind of social mechanism, acting on the market range of one country, aiming at setting up a market environment which meets trade development of credit, guarantying that the market economy of one country is transformed into credit economy.
Chapter three describes the credit management system and mechanism in three aspects: the development course of social credit system, credit management industry, and supervisory institution in both the USA and China.
Except for the influence of the situation of the society credit,the most important reason for the corporations suffering from the risk on accounts receivable is the absence of controlling.
Government credit is true reflection of government ability,the core of society credit system,catalytic for realizing of governmental function,and guarantee of sustainable development of economy and society.
This paper on the construction of Chinese credibility system after China's entry into the WTO, basing on the present conditions of the construction of Chinese social credibility system, analyzes the new requirements, new opportunities and new prospects confronting the construction of Chinese social credibility system after the entry into WTO and puts forward concrete measures for strengthening the construction of Chinese social credibility system.
The factors that caused problems above is defect of traditional financial institution which includes mainly administrative financial system dominated by government,institutional discrimination in market competition and absence of social credit culture.
In view of reasons for credit problems of the small and medium-sized enterprise,we must both promote the credit ability,perfect the credit system construction from the source and put it comprehensively in order,including construction of credit legislation,establishment of penalty mechanism for breaking a promise,as well as forming the social credit culture and the moral standard which everyone is honest and true to his promises as soon as possible.
China's punishment mechanism construction for losing credit may learn the successful experience of advanced countries, consolidate the construction in the aspects of credit and law system, governmental supervision, credit mechanism implementation, social credit culture cultivation and so on to make punishment mechanism for losing credit have deterrent force and influencing force and to prevent the current crisis of credit-losing as soon as possible.
it is necessary to develop the credit insurance in order to dec re ase the uncertainty under incomplete market and law system? lack of enterprise c redit? weak social credit culture and want of finance tool.