The second chapter mainly compares the housing mortgage loan, insurance, securitilization, housing finance institutions and housing financial policy etc.
Growth of commercial housing finance cannot do without financial institution that handles housing finance business and financing system for housing finance.
On the aspect of house finance, against the puzzle dom of house construction finance and house consumption finance relevant countermeasures are advanced respectively.
The MBS is the inevitable choice to the development of house industry,the innovation of house finance and the innovation of capital market in China in the future. A detail study aimed at the models of the MBS in China is presented in this paper,including sponsor model,MBS type and assuring model.
The periodical risk of residential finance is a kind of systemic risk, it has close contaction with macroscopical economic cycle, and has produced great negative effects on finance and even the whole economic development of various countries.
Three subjects are involved in the chain of residential finance, from this angle, this paper analyzes this kind of risk and studies the principle and mechanism of dissolving it by means of government interference, on this basis this paper further puts forward the policy suggestion of government interference.
The third chapter analyses the restraints of the development of housing finance in our country from the aspects of vagueness of housing property, imperfects of system of housing mortgage loan security and insurance, the simpliness of housing financing system and weakness of housing finance institutions' innovation etc.
The purpose of this article is to provide information about movements in the price of multifamily properties during the 1980s and early 1990s using the 1991 Residential Finance Survey (RFS).