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| | Mainly pushed forward by Asian financial crisis, reform in the field of international financial order has entered a substantial stage. While a general framework, composed of six parts, has already been set and concrete measures also gradually implemented, the reform has been restricted from developing in depth by systematic obstacles and divergent interests in reform shared by various countries. A new international financial order has yet to be established, which means that different interests of countries ... | | 亚洲金融危机促使国际金融改革进入实质阶段。国际社会已从六大方面确定了改革的总体框架, 具体措施也在逐步落实, 但来自制度方面的障碍及各国在改革上的利益差异限制了改革的深入进行, 真正意义上的国际金融新秩序的建立尚有待各国在改革过程中不断协调利益,探索适应现代经济活动的新金融体制 | | 文摘来源 | | Under the circumstances of less control in the international finance reform and more open-up of China's financial market, the existing system of domestic commercial bank will put China's financial institutions into an extremely unfavorable position in the competition and it will be difficult for them to compete effectively with international large-scale financial holding companies (FHCs). FHCs will be an effective form of overall management that will improve the efficiency in the allocation of financial res... | | 在国际金融改革放松管制和中国金融市场进一步开放的情况下,目前的国内商业银行体系将使我国金融机构在竞争中处于极为不利的地位,难以与国际大型金融控股集团有效抗衡。金融控股公司形式将是一种有效混业形式,能提高金融资源的配置效率。目前实际已经有一些集团按照金融控股公司模式运作,但在没有相关法律规范的情况下,可能会出现金融控股公司内部的风险传递、金融控股公司的财务杠杆风险、内部关联交易风险等,损害投资者和消费者的利益。因此,本文将以金融控股公司作为国内商业银行混业经营的阶段性战略选择,并研究相关法律框架的问题。本文的研究主要分为两部分。第一部分,对国内商业银行混业经营的战略选择进行研究;第二部分,分析金融控股公司这一独特的金融混业经营模式的法律框架。 | | 文摘来源 | |   |
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