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Following a line of research initiated by Blomqvist and Horn [1984] we prove that the existence of a Social Health Insurance system may be justified even when the insurance market is efficient.
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The political economy of rationing in social health insurance
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Here we consider a direct democracy where the size of the social health insurance plan is determined in a popular referendum using simple majority rule.
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Allowing consumers greater choice of health plans is believed to be the key to high quality and low costs in social health insurance.
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Optional deductibles in social health insurance systems
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| | The article explains the main contents of the ten basic principles of social medical insurance system,discusses certain rather complicated concrete problems that may be encountered problems that may be encountered in the implementation of the system, and explores ways to careful and skilful handling of the problems. | | 论述了社会医疗保险十个基本原则的基本内涵及实施中的具体问题。 | | 文摘来源 | | The main object of study for medical insurance science is about the social medical insurance , it is mainly derived from the diciplines of insurance, social insurance, health management and health economics. Its nature is relatively independent and overlapping- The science of medical insurance is composed of three parts : basic knowledgment, basic theory and methods, applied theory and methods. Among them, the application part consists of eight aspects : organizational structure, insurance acceptance, fund ... | | 医疗保险学科的主要研究对象是社会医疗保险,主要来源是保险学、社会保险学、卫生管理学和卫生经济学,性质是相对独立的交叉学科。医疗保险学科体系由基础知识、基本理论和方法、应用理论和方法三部分构成。其中应用部分含有组织机构、承保内容、资金筹集、费用支付、基金管理、信息管理、法律和评价8个方面。比较研究、调查研究和实验研究等是医疗保险的基本研究方法。 | | 文摘来源 | | The author probes into the problems propped up in the reform of current medical insurance system from the angle of economics, focus on four questions: l.The fairness of the policy of financing from the locality 2.Who should take charge of social medical insurance 3.The balance between individual accounts and society's overall planing fund 4.The principles of medical treatment | | 本文从经济学的角度,探讨目前医疗保障制度改革中出现的一些问题,重点分析中国城镇社会医疗保险制度改革的4个具体问题:1.属地化筹资政策的“公正性”;2.社会医疗保险由谁管最好;3.个人账户和社会统筹基金的平衡;4.医疗待遇的准则。 | | 文摘来源 | |   | | << 更多相关文摘 |
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