From the causes which Mortgage Backed Securitization is hard to develop in our country, this paper describes MBS credit evaluation methods , game process of credit system and MBS, basic work---the building of social credit system.
My thesis uses comparing method to study the construction of social credit system in the USA and in China, in order to give some suggestions to the construction of social credit system in our country, especially in the government function.
Chapter three describes the credit management system and mechanism in three aspects: the development course of social credit system, credit management industry, and supervisory institution in both the USA and China.
The birth of creditcard was a important event in financial history in 20th century. Coming into being in the environment of developed consumption credit and the system of social credit ,it became rapidly a remarkable financial innovation tool in world financial field.
Then directed against above-mentioned problems and put forward the administration countermeasure ,such as the related condition that advance the reform of system of the bank , build the corporate culture , form banker's stratum and establishes the system of social credit and correlated with;
Finally, after the risk fully appears, originally propose carrying on the personal credit assessment, establishing the system of social credit, implementing the securitizations of personal house, strengthening such policy recommendations as commercial inside management, etc.
The birth of creditcard was a important event in financial history in 20th century. Coming into being in the environment of developed consumption credit and the system of social credit ,it became rapidly a remarkable financial innovation tool in world financial field.
Then directed against above-mentioned problems and put forward the administration countermeasure ,such as the related condition that advance the reform of system of the bank , build the corporate culture , form banker's stratum and establishes the system of social credit and correlated with;
Finally, after the risk fully appears, originally propose carrying on the personal credit assessment, establishing the system of social credit, implementing the securitizations of personal house, strengthening such policy recommendations as commercial inside management, etc.
Finally, the author puts forward in conclusion that to resumethe true colors of trust trade , you must catch the chance of constructing the social credit system to achieve the goal by new viewpoint, having new credit system.
Governmental credit, organizational credit (legal person credit) and personal credit constitute the credit of the whole society. Among them, personal credit is the core of the social credit system and the foundation of other credits.