Because China is in the primary step of development of socialist market economy,the author puts forward rational policy proposal about reformation of the Chinese social insurance system in order to standardize and conduct individual behavior of consumption and savings.
Perfecting insurance law system of the State and establishing modern insurance system has been a matter which brooks no delay when facing drastic competition of international insurance market, while establishing and perfecting insurance assessor system of the state is obviously one of an important aspects.
Then even the rich can prefer a public health insurance system financed by income-dependent contributions compared to a system financed by a flat fee or a private health insurance system.
Financing the unemployment insurance system and the interest group theory of government
An application of the group-service model to the construction of an insurance system with a small insurance percent, a small initial capital, and a small ruin probability is considered.
This contrasted with the usual pre-paid health insurance system, and provides an interesting natural experiment in health care services.
But it is expected that the quality of services under Kaigo Hoken (the mandatory public long-term care social insurance system) will improve further and that older people's attitudes toward service utilization will change for the better.