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insurance
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  保险
    A Study on Deposit Insurance Mechanism with Asymmetric Information
    不对称信息下存款保险机制研究
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    Research on Risk Problems in Insurance Company and Commercial Bank
    保险公司和商业银行的风险问题研究
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    this paper investigates the impact of bank、stock markets and insurance markets on economic growth using a panel data set for the period 1996-2004 and seemingly unrelated regression.
    文章利用1990-2004年西部七个省份的面板数据,运用银行、股票市场和保险市场的相关数据,采用似不相关法(seemingly unrelated regression)对模型进行估计,对我国西部地区金融发展与经济增长的关系进行研究。
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    THE METHODS OF AGRICULTURAL NATURAL RISK EVALUATION AND REGIONAL INSURANCE PREMIUM CALCULATION
    农业自然风险评估及区域农业保险费率的确定方法
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    Comments on Establishment of Deposit Insurance System in China
    浅议存款保险制度在我国的建立
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  “insurance”译为未确定词的双语例句
    Analysis on the Insurance of New Stock Insurance and Stock Rations on the Publicly Owned
    增发新股与配股对上市公司的影响分析
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    Study on Problems in the Development of the Cooperation between Insurance and the Banking in China
    我国银保合作发展的若干问题研究
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    Development and Institutional Evolution Logic of Chinese Insurance Holding Conglomerates
    中国金融控股集团的发展与制度演进逻辑
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    Social Insurance Funds and Money Market
    论社会保险基金与货币市场
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    Analysis on Business of Mortgage Loan with Policy of Insurance
    保单质押贷款业务之分析
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  insurance
The probabilities of the following events are first discussed in this paper: the insurance company survives to any fixed time k and the surplus at time k equals x≥1.
      
The dual random models about the life insurance and social pension insurance have received considerable attention in the recent articles on, actuarial theory and applications.
      
Dual random model of increasing life insurance for multiple-life status
      
In this paper the dual random model of increasing life insurance for multiple-life status is discussed.
      
Fur-thermore, the limiting distribution of average cost of a portfolio of increasing life insurance for multiple-life status is studied.
      
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Another booming was seen in 1992 for foreign direct investment in China. The agreement value for foreigndirect investment reached to US$ 57.5 billion and actually utilized amount accounted for US$ 11.16 billion, 3. 8% and 44.1% higher than that in previous year respectively. Export value from foreign investment enterprises grew remarkably, totaling US$ 17. 4 billion with a growth rate of 44.0% comparing with 1991.Foreign direct investment has brought up various influences in Chinese industrial structure adjustment....

Another booming was seen in 1992 for foreign direct investment in China. The agreement value for foreigndirect investment reached to US$ 57.5 billion and actually utilized amount accounted for US$ 11.16 billion, 3. 8% and 44.1% higher than that in previous year respectively. Export value from foreign investment enterprises grew remarkably, totaling US$ 17. 4 billion with a growth rate of 44.0% comparing with 1991.Foreign direct investment has brought up various influences in Chinese industrial structure adjustment. Attraction for foreign investors to invest in China is nothing but the huge potential of Chinese market, richunderdeveloped resources, and cheaper labor price.From the past experience, foreign investment mostly went into the down stream and service sectors which normally turned out quick money. But from the second half of 1991, the structure of foreign direct investment began to change obviously and in many aspects coincided with the Chinese industrial policy orientation though there was no adjustment of state policy in foreign investment administration.These changes can be seen from the following points:1) Changes in investment sector. Production projects in industry and agriculture sectors took 68% of the total and electricity generation and other energy project took the lion share in investment value;2) Changes in technology level. Many big multinationals came to invest in hi-tech projects, such Motoralla. IBM, Mitsubishi, and other world business giants have invested in a number(?) echnology intensive projects.3) Changes in investment orientation. Real estate, finance, and retail business have become hot spots to entice more foreign funds.There is no doubt that the above changes will bring up positive effects on Chinese industrial structure adjustment. But there are a number of questions worth to mention: In China, foreign investors normally enjoy more privileges than local competitors; Some sectors only opened to foreign investors such as railways, tele-communications, banking, insurance, foreign trade, real estate etc. but still a forbidden area for Chinese local enterprises. To better improve foreign direct investment and enhance Chinese industrial structure adjustment, there is a need to cut down the areas which specially encourage foreign investment and also a need to reduce welcome preferential policy which now seems rather unfair for local enterprises, instead, to create a market system to encourage allenterprises to compete on an equal basis.

1992年,中国吸收外商直接投资进入新一轮高潮,外商直接投资协议金额达575亿美元,实际使用111.6亿美元,分别比上年增长3.8倍和1.6倍;外商投资企业出口大幅度上升,全年出口额174亿美元,比上年增长44.1%,占出口总额的比重由上年的16.8%提高到20.4%。外商直接投资不仅数额增长快,还呈现出外资来源多样化、投资区域扩大、单项投资规模增大、投资的产业范围扩大等新的特点。外商投资热潮至今仍在持续。可以说,经过这一轮外商投资热潮,外商直接投资对中国经济发展和体制改革各个方面的影响将显著增强,以往存在的一些问题也将有所变动。本文将从外商直接投资对中国产业结构调整和产业政策效果的影响的角度,分析中国吸收外商投资过程中出现的一些有争议的问题,并就可能的改善途径提几点建议。

In 1993, China hasenticed US 25. 76billion of foreigncapital. which isactually in use. almost doubled the total of previous year. The foreign directinvestment last year shows a number of features along with a momentum toward a new stage.Investment increases at a high speed and the real volume goes up,Iwhich stimulates a great leap forward in foreign trade. The import and export volume by foreign funded enterprises takes about 35% of the national total, to US $67 billion.The target area for foreigninvestment...

In 1993, China hasenticed US 25. 76billion of foreigncapital. which isactually in use. almost doubled the total of previous year. The foreign directinvestment last year shows a number of features along with a momentum toward a new stage.Investment increases at a high speed and the real volume goes up,Iwhich stimulates a great leap forward in foreign trade. The import and export volume by foreign funded enterprises takes about 35% of the national total, to US $67 billion.The target area for foreigninvestment is transferring fromsoutheastern coastal areas and otheropen cities to inland reston. The foreigndirect investment absorbed in inlandregion now takes 20% of the totalvolume nationwide, comparing withonly 6% of that in 1992 and before. Inmost of the inland areas, foreigninvested enterprises began to play animportant role in the economicdevelopment.China has enticed more foreigndirect investment in the sectors ofinfrastructure and primary industry.Investment in energy. transportation, telecommunications and other sectors sees a great increase. For the tertiary industry. real estate. banking.securities and insurance are becominghot points for foreign direct investment.An eye-catching development inutilization of foreign capital that moreand more world-famous transnationalcorporations began in invest in thecountry in a large scale. Directinvestment from transnationalcorporations arc active in industrial.transport. finance. agriculture.infrastructure and other Industrics. andthe American takes the lcad followed byEuropean and Japanese companies.It is also noticed that theinvestment from Hongkong and Taiwanremains a major source for the coulltry'sforeign capital market. However. withtheir unique advantages. businessmenl from these regions began to set up theirprojects for the long run developmentsuch as power plants ports. expresshighways. oil exploitation and otherprojects.The Stale has i[llplelnentcd a seriesof policies and measures to encorageforeign investment. such as open moresectors for foreign investment,particularly the tertiary sectors. forthose who invest in agriculture.energy. raw materials, transportation.etc. they enjoy preferential treatmentssuch as tax exempt and otherincentives. For those who invest in portconstruction, they could enjoy theprivilige to operate storage and shipmentbusiness in the country. The state alsopromulgated incentives for investmentin hi tech sectors.

我国利用外商直接投资进入新的发展阶段刘嘉珍(外经贸部国际经济合作研究所)ForeignFundStimulatesChina'sModernizationDriveAReviewontheMainFeaturesofFDIChina¥ByLiuJia...

As economic ie form soesintensively. China'sfinancial systemexperiences a series ofchanges in addition to itS operationalmechanism. Beside People,s ink ofChina, there are now in the country 4socialized hanks. 9 nahonal andregional commercial banks. 12insurance comPanies. 387 financialtrust and investment comPanies. g7securities companies. 29 financecompanies. 11 finance leasins firms.59. 000 rural credit cooperatives and3, 900 urban credit cooperatives.Moreover, 225 foreign financeinstitutions established...

As economic ie form soesintensively. China'sfinancial systemexperiences a series ofchanges in addition to itS operationalmechanism. Beside People,s ink ofChina, there are now in the country 4socialized hanks. 9 nahonal andregional commercial banks. 12insurance comPanies. 387 financialtrust and investment comPanies. g7securities companies. 29 financecompanies. 11 finance leasins firms.59. 000 rural credit cooperatives and3, 900 urban credit cooperatives.Moreover, 225 foreign financeinstitutions established 302representative Offices and 98 operationbranches in China.Three challenges facins Chinalsfinance system reform:1) to chsnSe the People's Bankinto the central bank whichindependenhy carries out monetaryPOlicy under the leadership Of the StateCouncil: 2) to build up a finance organizational system in which the policy financing and commerdsl financing are split, and the system is dominated by state-owned commerce banks and coexisted with various financial institutions;3) a financial market system. should be built up. and this system is open, orderly and competitive. and it is strictly managed.

中国金融与外汇体制的改革陈元(中国人民银行副行长)TheReformofChineseFinanceandForeignExchangeSystem¥ByChenYuan.DeputyGovernorPeople,sBankofChinaAbstra...

 
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