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flood risk
相关语句
  洪水风险
    Currently, comprehensive scientific development and application of advanced technology in the risk management improve the accuracy of flood risk evaluation and measurement and lay the solid technological base for the establishment of flood insurance.
    目前,综合学科知识的发展和先进科技手段在自然灾害风险管理领域的应用,提高了洪水风险评估与损失估算的准确率,为建立洪水保险机制奠定了技术基础。
短句来源
    This paper expound on the current situation of disaster loss insurance. Then, combined with the characteristics of flood risk management, from the perspective of switching the mechanism, this paper probe into how to establish a flood insurance mechanism participated by the government and operated by the insurance company, in which the loss is shared among government, insurance company and victims.
    本文将针对我国洪水灾害损失保障的现状,结合洪水风险管理的特点,从转变补偿机制的角度,探讨在现阶段如何建立由国家政府参与、保险公司运作,政府、保险、投保主体风险共担的洪水保险机制。
短句来源
    Also a feasibility study is conducted on the function of flood insurance, the relative certainty of predicate to flood risk and the conditions under which the flood insurance is carried out.
    从洪水保险具有较为广泛的融资渠道、在技术操作上已积累了一定经验以及洪水风险预测具有相对可确定性等方面,进行了可行性分析。
短句来源
    Firstly, the paper did some research on the relevant theories, including the concept and features of flood risk, flood insurance, flood insurance pattern, etc.
    本论文首先对论文的相关理论进行了研究,包括洪水风险的概念和特点、洪水保险及洪水保险模式,等等。
短句来源
    Flood insurance is designed as an important non-engineering protection against flood losses and an alternative to disaster assistance of flood risk management.
    洪水保险是一种重要的非工程防洪措施,是洪水风险管理的重要内容。 美国的国家洪水保险计划,将洪水保险作为国家管理洪泛区的重要手段,通过立法保障,在全国推行强制性洪水保险体制。
短句来源
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  “flood risk”译为未确定词的双语例句
    Research on calculation method of flood risk premium
    洪水保险的保费计算方法研究
短句来源
    The calculation of flood risk premium is a basic and even key work to the development of flood insurance.
    确定洪水保险费的计算方法是防洪保险事业的基本工作 ,也是推行洪灾保险工作的关键。
短句来源
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  flood risk
This article examines the impact of flood risk and mandatory flood insurance on property values.
      
Housing prices and flood risk: An examination using spline regression
      
In order to reduce flood risk, river management policies advise floodplain restoration and the recreation of water retention areas.
      
Increase of Flood Risk due to Urbanisation: A Canadian Example
      
Additionally, the important influence of upstream levee breaches on the flood risk at the lower reaches was assessed.
      
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The calculation of flood risk premium is a basic and even key work to the development of flood insurance. The existing patterns for premium calculation will make insurance companies be in debt. So a distortion principle is introduced to make a price for flood insurance, and a concentrated approach with GIS for calculation is given. Compared with traditional actuarial insurance models, such an insurance pricing technique with GIS offers a more elegant, efficient and flexible solution and will...

The calculation of flood risk premium is a basic and even key work to the development of flood insurance. The existing patterns for premium calculation will make insurance companies be in debt. So a distortion principle is introduced to make a price for flood insurance, and a concentrated approach with GIS for calculation is given. Compared with traditional actuarial insurance models, such an insurance pricing technique with GIS offers a more elegant, efficient and flexible solution and will give insurers an even greater competitive advantage.

确定洪水保险费的计算方法是防洪保险事业的基本工作 ,也是推行洪灾保险工作的关键。现有的洪水保险费率的计算模式对保险公司而言实际上存在着隐性保费亏空问题 ,对此 ,提出一种洪水保险费的失真定价原则来计算纯保费 ,并给出基于GIS的具体计算方法和修正步骤 ,与传统的保险精算模型方法相比 ,这种基于GIS的保险定价方法提供了一个更加精确、高效、灵活的解决方案 ,将赋予保险商更加强大的竞争力

The paper examines the causes of the failure of private market for flood insurance and examines some public solutions. Although the standard explanations of insurance market failure (adverse selection and moral hazard, large imprecise risks) are presented, we argue that the primary explanation for the failure of this market lies in the inability of insurance companies to arrange for the level of capital necessary to settle a large loss. Most of researches suggest that flood insurance should be operated by government...

The paper examines the causes of the failure of private market for flood insurance and examines some public solutions. Although the standard explanations of insurance market failure (adverse selection and moral hazard, large imprecise risks) are presented, we argue that the primary explanation for the failure of this market lies in the inability of insurance companies to arrange for the level of capital necessary to settle a large loss. Most of researches suggest that flood insurance should be operated by government due to the uninsurable flood risk, while we argue that if the accounting, tax and regulatory advantages enjoyed by these schemes were made available to the private sector, private corporations would be likely to reenter this market.

从标准的可保性条件(逆向选择、道德风险和不精确的大损失)出发得出了洪水保险失败的根本原因在于资本约束.从解决资本约束的角度得出了洪水保险要重回市场的条件:从保险公司内部的保费定价、资金积累等,到外部的投资主体及一系列法律、制度等外部环境的支持来解决资金不匹配的问题.

The National Flood Insurance Program (NFIP) is a cooperative venture of the federal government, state and local governments, and the private insurance industry. The article delineates academic basis of NFIP, namely, flood risk zoning and fiscally sound premium ratemaking. At the same time, the flood insurance experience in the year 1978-2002 are described by the surplus process model, And the NFIP underwriting working status of several periods in 34 years having been analyzed with the condition for...

The National Flood Insurance Program (NFIP) is a cooperative venture of the federal government, state and local governments, and the private insurance industry. The article delineates academic basis of NFIP, namely, flood risk zoning and fiscally sound premium ratemaking. At the same time, the flood insurance experience in the year 1978-2002 are described by the surplus process model, And the NFIP underwriting working status of several periods in 34 years having been analyzed with the condition for sustainable insurance. The practice validates that the NFIP is self-supporting for the average historical loss year, which means that operating expenses and flood insurance claims are not paid for by the taxpayer, but through premiums collected for flood insurance policies. The Program has borrowing authority from the U.S. Treasury for times when losses are heavy, however, these loans are paid back with interest.

美国国家洪水保险计划是联邦政府、州与地方政府、私营保险公司的合作保险,美国洪水保险实施的理 论依据是洪水风险分区和合理的费率厘定。实践证明,在平常的年份,国家洪水保险计划是自我维持的, 也就是说,该计划的运行费用和洪水保险索赔不是由纳税人支付,而是通过洪水保险单筹集的保险金来 维持的。如果发生较大洪水,洪水保险基金不够支付保险赔偿时,联邦紧急事务管理局会向国家财政临 时借款,日后再从洪水保险基金利息中偿还。

 
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