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loan examination
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  “loan examination”译为未确定词的双语例句
     This paper takes risk control of credit business of SMSE for regional branches of commercial banks as foothold, on the basis of studying SMSE's characters, financial situation and credit risk characters, it classifies credit demand of SMSE, and then directly studies each type of business's risk control strategy and operating practice of commercial banks depending on the classification, which covers risk control measures of three periods: pro-loan investigation, loan examination and post-loan monitoring.
     本文以商业银行区域分支机构如何进行中小企业信贷业务风险控制为立足点,在研究中小企业特点、财务特征和信贷风险特点的基础上,对于中小企业信贷资金需求进行了分类,然后根据分类有针对性的研究了商业银行分支机构对该项业务的风险控制策略及操作实务,研究涵盖了中小企业信贷业务的贷前、贷中和贷后三个阶段的风险控制手段。
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     According to the loan examination and approval of our state-owned and stock industry banks, the index system of ECE is constructed. Then, a new enterprise credit evaluation model based on gray theory and fuzzy mathematics is proposed, which combines quantitative analysis with qualitative analysis.
     笔者结合我国国有商业银行和股份制商业银行的信贷审批工作,构建企业资信评估指标体系,通过灰色评价理论和模糊数学方法,提出了一种新的定性和定量相结合的评价模型。
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     According to the character of the subminature enterprise and the loan examination of the industry bank,and based on the theory of Marx'capital circulation theory,the author indicates the shortage of measurable index such as financial factor to our country subminiature enterprise,optimize the traditional evaluating system,and joins the developmental factor,then the new index system of subminiature enterprise credit evaluation is constructed.
     结合我国微型企业的特点与商业银行信贷审批工作,以马克思信贷资金循环理论为依据,分析了以定量指标为主要评估内容的指标体系在我国微型企业信贷中的局限性,对传统指标因素进行优化结合,并加入发展前景等定性潜质因素,构建了适合我国微型企业的新型资信评估指标体系.
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  相似匹配句对
     On the Examination of the National Loan in Colleges and Universities
     关于高校国家助学贷款问题的探讨
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     The Ethics of Examination
     考试伦理之微探
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     The difficult of loan;
     民营企业的融资难问题;
短句来源
     Aphasia and It's Examination
     失语症及其测查
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     ④loan(X ).
     ④贷款情况(X )。
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  loan examination
The model can be used by bank regulatory agencies for loan examination and by bank loan officers for loan review after some practical modifications.
      


Starting by comparison of the corporation loan examination and approval procedures of the four state-owned commercial banks Xiamen branches, later referring to the advanced experience of the banks in developed countries, this pape tries to give some advice on how to improve the credit management systems in state-owned commercial banks. The advice includes work fractionalization, centralization, standardization, specialization and project management....

Starting by comparison of the corporation loan examination and approval procedures of the four state-owned commercial banks Xiamen branches, later referring to the advanced experience of the banks in developed countries, this pape tries to give some advice on how to improve the credit management systems in state-owned commercial banks. The advice includes work fractionalization, centralization, standardization, specialization and project management.

从比较厦门市各家国有商业银行对公贷款审批程序的异同入手,参考西方银行信贷管理的先进经验,以质量和效率的高水平统一为目标,对国有商业银行信贷管理制度的改进提出建议,包括分工细化、集约化、标准化、专业化、项目化等措施。

Compared either to foreign agriculture policy banks, or to domestic policy banks and commercial banks, China’s agriculture policy banks have confronted with such problems as, imperfect legal person governance structure, unsolved risk compensation mechanism, difficulty in performing loan-examination system, single fund-raising channel, etc. Therefore, such corresponding measures should be taken to strengthen risk management for China agriculture policy banks: to hasten establishment of legal person...

Compared either to foreign agriculture policy banks, or to domestic policy banks and commercial banks, China’s agriculture policy banks have confronted with such problems as, imperfect legal person governance structure, unsolved risk compensation mechanism, difficulty in performing loan-examination system, single fund-raising channel, etc. Therefore, such corresponding measures should be taken to strengthen risk management for China agriculture policy banks: to hasten establishment of legal person governance mechanism; to consummate risk compensation mechanism; to intensify internal control mechanism construction; to improve risk management supervision technique; to foster risk management culture; to deprive bad assets, etc.

我国农业政策性银行无论是与国外农业政策性银行相比,还是与国内政策性银行和商业银行相比,均存在着法人治理结构不完善、风险补偿机制不健全、贷款三查制度难以落实、资金来源渠道单一等问题,为此,应采取相应措施来加强我国农业政策性银行的风险管理。具体包括:抓紧建立法人治理机制;完善风险补偿机制;加强内控机制建设;大力提升风险管理监测技术;培育风险管理文化;剥离不良资产;等等。

In view of credit management of ICBC characterized by slackened risk awareness, weak system constraint, random loan management and arbitrary supervision, this paper generalizes finer and scientific credit management into the following steps: to foster a risk credit culture and construct core credit competitiveness with a high-caliber professional team, improve incentive mechanism and accountability system, emphasize implementation of "Regulations On Evaluating Credit Loaners" and "Regualtions on Accountability...

In view of credit management of ICBC characterized by slackened risk awareness, weak system constraint, random loan management and arbitrary supervision, this paper generalizes finer and scientific credit management into the following steps: to foster a risk credit culture and construct core credit competitiveness with a high-caliber professional team, improve incentive mechanism and accountability system, emphasize implementation of "Regulations On Evaluating Credit Loaners" and "Regualtions on Accountability for Non-Performing Assets," optimize credit business flow and do a good job in pre-loan investigation, loan examination and approval, loan extension, post-extension management and credit management and supervision.

本文结合工商银行信贷管理现状,针对现阶段信贷管理风险意识淡化、制度约束弱化、贷款管理行为随意化及监管弹性化等自由化的诸多表现形式,将推进信贷管理精细化和科学化的思路概括为“培养一支队伍、重点完善两个办法、把好五个关口”,即构建风险信贷文化,打造信贷核心竞争力,培养一支高水平的专业技术人才队伍;健全激励机制和责任追究制度,重点建立和完善《信贷从业人员考核管理办法》和《不良信贷资产责任认定管理办法》;进一步优化信贷业务流程,把好贷前调查关口、贷款审批关口、贷款发放关口、贷后管理关口及信贷管理监督关口。

 
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