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guaranty insurance
相关语句
  保证保险
     Analysis on the Nature of Guaranty Insurance——and Some Misunderstanding in China
     保证保险性质之探讨——兼论我国保证保险之误区
短句来源
     Research to Legal Problems on the Contract of Guaranty Insurance
     保证保险合同若干法律问题研究
短句来源
     Guaranty insurance is a combine product of two legal systems: guaranty and insurance.
     保证保险是保证与保险两种法律制度联姻的产物。
短句来源
     Considering our insurance industry's stability,as a guaranty business,guaranty insurance should be managed by special guaranty company instead of being managed concurrently by insurance company.
     从中国保险业自身之稳定出发,保证保险之业务应当由专门的担保公司来经营,而不宜由保险公司兼营。
短句来源
     Analysis on the Nature of Guaranty Insurance Contract
     保证保险合同性质解析
短句来源
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  相似匹配句对
     On the Claim of Insurance of the Pledgee's Guaranty
     论抵押权人的抵押物保险请求权
短句来源
     INSURANCE
     车辆保险理赔指南
短句来源
     On Insurance
     浅析保险
短句来源
     Analysis on the Nature of Guaranty Insurance Contract
     保证保险合同性质解析
短句来源
     On The Independence of Guaranty
     论保证的独立性
短句来源
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  guaranty insurance
Some writers argue that including the insolvency risk when calculating insurance premiums is not so necessary because of the existence of states' guaranty insurance funds which protect consumers.
      


The Insurance Law has no concrete provisions on the guaranty insurance contract which have appeared in the insurance market in quantity while the academia and the law have much dispute about its nature. This has resulted in great mess in the judicial practice. The thesis compares the guaranty contract with the guaranty insurance contract, hoping to give a correct definition to the legal nature of the guaranty insurance contract.

目前我国保险市场出现大量的保证保险合同 ,而我国《保险法》未对此作出具体规定 ,学术界和司法界对保证保险合同的性质存在较大争议 ,从而导致司法实践中处理保证保险纠纷时的混乱局面。笔者将保证合同与保证保险合同相比较进行分析并抛砖引玉 ,以期能够正确界定保证保险合同的法律性质。

Guaranty insurance has been developing for more than ten years, but weare still ambiguous in its nature and no corresponding definite provision .We think, the insurance agent has the status of the insurer and guarantor at the same time, so we puts up with two alterative modes of relief in the scope of consumer credit, that is by insurance or guarantee, which be more super than the single mode of guarantee.

从一种抽象概念演变为我国消费领域中较为普遍的商业动作行为,保证保险的出现及其发展仅仅经历了短暂的近十年时间,然而对于保证保险性质的混乱认识及立法上的空白,直接导致对保证保险关系当事人之行为无法进行统一规范和调整,笔者认为,保险公司以其保险人身份介入消费信贷关系中与保证人身份进行兼容,从而为各方当事人及司法实践提供了对信贷风险可选择的两种救济模式,并以此区别并优越于单一保证模式,并本着私法自治、司法权被动性之精神为保证保险纠纷公正合理地解决对保证、保险双重模救济模式进行了理性选择。

At present,the dispute of automobile consumptive loan guaranty insurance contract increases day by day.Among the finished cases concerning guaranty insurance,the people's courts have different ideas on whether it is a kind of guaranty behavior or a kind of insurance behavior.In the application of law,they also don't agree on the application of guaranty law or the insurance law to determine guarantor's responsibility.So they apply different laws in practice,which is necessary...

At present,the dispute of automobile consumptive loan guaranty insurance contract increases day by day.Among the finished cases concerning guaranty insurance,the people's courts have different ideas on whether it is a kind of guaranty behavior or a kind of insurance behavior.In the application of law,they also don't agree on the application of guaranty law or the insurance law to determine guarantor's responsibility.So they apply different laws in practice,which is necessary for us to discuss.

目前,汽车消费贷款保证保险合同(以下简称保证保险)纠纷案件日趋增多,在已审结的保证保险合同案件中,人民法院对保证保险是一种保证行为还是一种保险行为认识不一。在法律适用方面,是适用担保法的规定确定保险人的责任,还是适用保险法的规定确定保险人的责任,在实践中争议较大,做法也不尽相同,确有探讨之必要。

 
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