In term of financial system operation and risk situation at present in our countries, necessity and feasibility of setting up deposit insurance system in our country.
The interactive development of insurance market and capital market in China is not only the objective requirement for financial system development, but also even more an inevitable choice that the insurance industry realizes sustainable development after our country enters the WTO.
The author thinks that DIS which has nearly 70 years old history so far plays key role in protect depositand improve stability of finance system, and has been an important financial supervision tool and part of financial system in many countries. However, DIS isn't everything, it just can reduce or keep non-systematic financial risk away.
It states that the performance of market operation of institutional change of Chinese insurance industry is marked by rapid expansion of business scale, improvement of efficiency of distribution of resources, progress in insurance technology and obvious improvement in solvency, and the performance of macro-economy marked by lightening financial burden, promoting the reform, expanding the range of employment and improving the financial system.
Insurance is a significant component of financial system. It guarantees the safety of economy and the stability of society by taking and sharing risks.
Life insurance industry plays a very essential role in the national economy and finance system, which not only debases the risk of manpowerasset and promotes the formation of manpower capital, but also is the main sourceof fund in the capital market.
The author thinks that DIS which has nearly 70 years old history so far plays key role in protect depositand improve stability of finance system, and has been an important financial supervision tool and part of financial system in many countries. However, DIS isn't everything, it just can reduce or keep non-systematic financial risk away.
As the important part of the modern finance system, insurance industry operates the risk and the credit on of basis of "Great Credit" at the same time, therefore it needs credit much more than other industries. We can say that credit is the foundation of the insurance industry.
So, building insurance industry credit , maintaining the public's credit towards insurance, ensuring insurance industry's capability of payment,is very important for preventing finance risk, maintaining the steady of finance system and ensuring the safety of our country's finance.
It states that the performance of market operation of institutional change of Chinese insurance industry is marked by rapid expansion of business scale, improvement of efficiency of distribution of resources, progress in insurance technology and obvious improvement in solvency, and the performance of macro-economy marked by lightening financial burden, promoting the reform, expanding the range of employment and improving the financial system.
What I will do is to make clear the development history of employee benefit plans and its relationship with commercial life insurance especially group life insurance.
Insurance is a significant component of financial systenf, which plays an important role in accelerating reformation, guaranteeing economy, stabilizing society and benefiting the people.
Deposit Insurance System has taken effect fully in aspects such as maintaining the confidence of the public, protecting the interests of the depositors, preventing the bankrupt of the commercial banks, stabilizing finance and accumulating crisis funds.
The new financial system based on diagnosis-related groups will be in favor of private investors compared to the governement-dependent university hospitals.
In 2000, Ecuador adopted the dollar as its official currency and gave up the sucre in a desperate move to halt inflation and help a distressed financial system.
The results show that the government has to embark on SME policies designed to disseminate the information on support programmes widely, and to speed up the reform of the financial system, legal framework and law enforcement.
As noted by Gurley and Shaw, there is a typical pattern of economic development in which the evolution of the financial system is an essential aspect of the growth process.
The paper uses a general equilibrium model of the financial system to explore whether banks would choose to use a countercyclical, procyclical or neutral rating scheme.
The deposit insurance system Plays an active role in the course of proventing the benefit of a depositor and maintaining the financial system. With the further development of our financial system and the continuous expansion of opening abroad, the financial competition has formed, but the financial risk is stronger and stronger. Therefore, it is imperative to establish a deposit insurance system. But how to set up it and how to exert the function of the deposit insurance institution are the most important p...
Abstract The singleness and high risk of the debts ask Chinese banks must coordinate the relations between the safety, flowing and profit of using money, improve the operation and strengthen the ability against risk. However, the practice is not very satisfying. Compared with the standard of international commercial bank, we have a long way to go. Therefore, it is urgent to build a deposit insurance system to evade financial risks.
Insurance is and industry of public interest. Whether it could develop healthily is directly pertinent to the stability of the whole financial system, as well as the natinal political environment,to a certain extent. There have been four insurance company failures since 1997 in the second largest global market such as Japan. An analysis of Japan's insurance in terms of industry policies, company operations, and government regulations in order to tap the root causes of its crisis should shed light on the lon...