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credit card
相关语句
  信用卡
    Legal Control on Unfair Clauses in Credit Card Format Contract
    论信用卡格式合同不公平条款的法律规制
短句来源
    On System Construction of Legal Supervision on Risks of Credit Card Overdrawn
    论消费信用卡透支风险的法律监管制度建设
短句来源
    On the Independence and Implication Character of the Legal Relations of Credit Card
    论信用卡法律关系的独立性与牵连性
短句来源
    A Probe into the Legal Relationship of Credit Card in China
    我国信用卡法律关系探析
短句来源
    The American Credit Risk with Credit Card Guards Against Lawmaking and Its Apocalypse
    美国信用卡信用风险防范立法及其启示
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  相似匹配句对
    On the Independence and Implication Character of the Legal Relations of Credit Card
    论信用卡法律关系的独立性与牵连性
短句来源
    A Probe into the Legal Relationship of Credit Card in China
    我国信用卡法律关系探析
短句来源
    On Credit Owed to the Taxpayer
    试论纳税人的债权
短句来源
    What is the director credit?
    何谓董事信用?
短句来源
    A Paradoxical Dispute ofBank Card
    似是而非的储蓄卡纠纷
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  credit card
In this paper, we examine how county unemployment rates affect consumers' delinquency and bankruptcy behavior by focusing on the credit card market.
      
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors
      
In 1995, the Federation added a credit card issued by Household International and for which it received $75 million each year for five years ending in 2000.
      
Once these life-style dimensions were established factor scores were used as the predictor variables in developing bank credit card users from nonusers.
      
While life-style analysis appears to be a major tool in segmenting the bank credit card market, few studies have considered the multidimensional nature of the life-style variables which are frequently employed to characterize bank credit card users.
      
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There are very few regulations on verification of cheating with credit cards. In fact, different countries vary greatly in dealing with such cases, and the ways of cheating vary just as greatly. The major cause for the rise of cheating with credit cards lies in the independent and abstract nature of the legal system concerning the use of credit cards, means of prevention a-gainst this crime is cautious selection of partners for trade, and careful examination of credit card regulations....

There are very few regulations on verification of cheating with credit cards. In fact, different countries vary greatly in dealing with such cases, and the ways of cheating vary just as greatly. The major cause for the rise of cheating with credit cards lies in the independent and abstract nature of the legal system concerning the use of credit cards, means of prevention a-gainst this crime is cautious selection of partners for trade, and careful examination of credit card regulations. A recommended way of compensation is either to ask the bank to dishonor the credit card in question, or to ask the court to force the bank to do it.

迄今为止,对信用证欺诈作出明确规定的很少见,而且各国对信用证欺诈的认定亦无统一标准。信用证欺诈的表现形式多种多样,导致信用证欺诈的根本原因是信用证法律制度的独立抽象原则。信用证欺诈的防范主要有慎重选择交易对象和审查信用证条款等,信用证欺诈的补救可以采取请求银行拒付或请求法院强制银行拒付等措施。

It is quite necessary to regulate the following three unfair clauses in order to prevent the organization that issues credit cards from abusing their superiority, protect the lawful rights and interests of cardholders as well as promote credit card transaction and modern credit economy. Those above-mentioned clauses include the clauses that eliminates the obligation of notifying changes in terms, the clauses that allocate the risks of being used fraudulently and the clauses that cut the right...

It is quite necessary to regulate the following three unfair clauses in order to prevent the organization that issues credit cards from abusing their superiority, protect the lawful rights and interests of cardholders as well as promote credit card transaction and modern credit economy. Those above-mentioned clauses include the clauses that eliminates the obligation of notifying changes in terms, the clauses that allocate the risks of being used fraudulently and the clauses that cut the right of defense. Therefore references from laws in foreign countries and Taiwan region shall be made: for example, legislation level shall be improved, special legislations on small value electronic fund transfer and consumer credit shall be carried out respectively. Meanwhile model contracts of credit card shall be made in order to protect cardholder's right of knowing changes in terms, reasonably allocates the risks of being used fraudulently and protect cardholder's right of asserting defense to some extent.

对信用卡格式合同中的条件变更信息披露之排除条款、冒用风险分配条款和抗辩切断条款这三种不公平条款进行法律规制 ,是控制发卡机构的优势滥用 ,维护持卡人的合法权益 ,促进信用卡交易乃至现代信用经济发展的必要举措。我国法律应借鉴外国和我国台湾地区的立法 ,提高立法层次 ,开展小额电子资金划拨的专门立法 ,开展消费信用的专门立法 ,颁布信用卡格式合同范本 ,以保护持卡人的条件变更知情权 ,合理分配冒用风险 ,并在一定程度上保护持卡人的抗辩权

It was the credit card that was not only new profit generator of banks, but also brought some risks caused by systematic defects. The main systematic defects of Chinese credit card system were absences of effective Paydown urgency measures, individual credit system, guarantee system of credit card and unified Consumer Credit Law. Therefore, we should make efforts from the above aspects and gradually set up a perfect legal system of consumer credit.

消费信用卡给发卡行带来新的利润增长点的同时 ,也对其造成一定的风险。风险背后的深层原因是制度的缺陷。我国信用卡业务的制度缺陷主要体现在银行对持卡人拖欠透支款缺乏有效催款措施、健全的个人信用制度、信用卡担保保证制度以及完善、统一的消费信贷法规。要改变这一现状 ,促进信用卡的健康发展 ,我国应在上述几个方面加强建设步伐 ,逐步建立一个有法可依的消费信贷法律制度体系。

 
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