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credit card
相关语句
  信用卡
    Empirical Analysis of the Credit Card Consumption Loan's Development Affected Factors
    影响信用卡消费信贷发展因素的实证分析
短句来源
    Under this background, based on the working experience from the bank, the author noticed the importance of the credit card in the development of consumption credit.
    在这一背景下,本文作者基于自身在银行实务部门工作的经验,深感信用卡这一交易工具对于消费信贷发展所具有的推动性意义。
短句来源
    The most widely used assets in securitisation are residential mortgages, credit card receivables, automobile loans and other consumer receivables.
    资产证券化最广泛应用的资产是居民按揭、信用卡应收款、汽车贷款和其它消费者应收款。
短句来源
    In the history of financial development , banks, securities, insurance, option, credit card, net banks and so on are all milestones in innovations in financial instruments, which really matter in economics.
    在人类金融发展史上,银行、证券、保险、期权、信用卡、网络银行等都属于人类金融工具创新的里程碑,在经济学上很有意义。
短句来源
    In the third part of this article, the emphasis changed to the comparison of the development of credit card consumption loan between in our nation and in foreign . After analyzing the development of credit card consumption loan in foreign ,the author explores the actors which affect credit card consumption loan and compare them between in our country and in foreign ,shows the reason why credit card consumption loan delay is uncompleted personal credit system, uncompleted laws and regulations, deficiency of government support and so on .
    文章第三部分将分析重点转移到中外信用卡消费信贷发展比较上来,在考察我国和发达国家和地区信用卡消费信贷发展的现状之后,对制约信用卡消费信贷发展的因素,在我国和发达国家、地区进行了全面的比较分析,着重指出信用体系的不健全、法律法规的不完善、政府支持力度的不足等因素是造成我国信用卡消费信贷发展严重滞后的多种原因。
短句来源
更多       
  相似匹配句对
    to strengthen the management of credit card business;
    加强对信用卡消费信贷的扶持与管理,营造良好用卡环境:实施信用卡的产业化经营战略;
短句来源
    Long Card Credit Card User Guide
    龙卡(双币种)贷记卡使用指南
短句来源
    Credit Cycles
    信贷周期
短句来源
    The Personal Credit Department;
    通江支行个人信贷部;
短句来源
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  credit card
In this paper, we examine how county unemployment rates affect consumers' delinquency and bankruptcy behavior by focusing on the credit card market.
      
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors
      
In 1995, the Federation added a credit card issued by Household International and for which it received $75 million each year for five years ending in 2000.
      
Once these life-style dimensions were established factor scores were used as the predictor variables in developing bank credit card users from nonusers.
      
While life-style analysis appears to be a major tool in segmenting the bank credit card market, few studies have considered the multidimensional nature of the life-style variables which are frequently employed to characterize bank credit card users.
      
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Choosing a commercial bank's credit card center as a sample, we researched the correlation of the increase of the credit card consumption loan relation with indexes such as the quantity of credit cards issued, the use rate of POS, and some other factors. Decision-making suggestions were put forward for the development of credit card consumption loan based on further empirical study.

用多元回归的分析方法选取某商业银行信用卡中心作为样本,考察信用卡消费信贷的开展与发卡数量、POS成功率等指标之间相关关系,从实证的角度为信用卡消费信贷的进一步发展提供对策依据。

In our country,the commercial banks face the paradox: first,the too high mortgage-guarantee wastes the consumers' limited guaranteed resources on the macro-scope;Second,this may cause the commercial banks depend on mortgage-guarantee too much;third,the financial risks which hides in the high-mortgage loan can't be neglected.On the base of this point,the paper proposes four ways: first,the personal credit-information system should be built up;Second,government should establish the personal credit-guaranteed system;third,liberalization...

In our country,the commercial banks face the paradox: first,the too high mortgage-guarantee wastes the consumers' limited guaranteed resources on the macro-scope;Second,this may cause the commercial banks depend on mortgage-guarantee too much;third,the financial risks which hides in the high-mortgage loan can't be neglected.On the base of this point,the paper proposes four ways: first,the personal credit-information system should be built up;Second,government should establish the personal credit-guaranteed system;third,liberalization of interest rate in the consumer credit market;finally,developing the credit card's circulation loan function.

我国商业银行面临抵押担保的困境:一是过高的担保要求,在宏观上是一种非效率选择;二是可能造成商业银行过分依赖于担保来规避风险;三是在当前的法律制度环境下,高抵押的信贷合约隐含的金融风险不可小视。在此认识的基础上,本文提出了解决抵押困境的途径:建立政府主导型的个人信用体系,成立各省市的个人信用担保机构,推进消费信贷利率市场化,大力发展信用卡的小额循环贷款功能。

 
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