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problem loan
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  问题贷款
     The article set up client estimate system, fivelevel system and problem loan system according to the three phase of bank loan.
     按照贷前、贷中和贷后三个阶段,文章相应的建立了客户评价体系、五级分类制度和问题贷款监控制度。 同时,文章还从问题贷款处理流程、问题贷款处理方法和贷后业务总结三个方面研究了信贷风险的处理对策。
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  “problem loan”译为未确定词的双语例句
     At the end, indicated via mathematic model that the key measure to deal with non-performing loans is to build a company structure with clear information systems and clear property right ,at the same time presented some detail plan of dealing with China problem loan.
     在最后通过数学模型指出化解不良资产的根本就在于建立信息透明、产权明晰的公司治理结构,同时提出了其他一些化解不良资产的方法。
短句来源
     Under new credit funds management system, because credit problem loan to small and medium - sized enterprises, and the obstacle of conducting the channel of policy of small and medium - sized enterprises credit has been analysed.
     对中小企业在新的信贷资金管理体制下,由于信贷政策传导渠道的变化致使中小企业贷款难的问题,以及中小企业信贷政策传导渠道的障碍进行了分析。
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  相似匹配句对
     Matrix model of Loan Problem
     贷款问题的矩阵模型
短句来源
     problem.
     潮滩环境问题越来越多元化、复杂化。
短句来源
     On Problem
     问题论
短句来源
     On the Problem of Dispatching Capital Including Loan
     考虑贷款的资金调度问题
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     On Students Loan
     教育助学贷款推行难的原因及对策
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  problem loan
The previous studies highlight important aspects of determinants of banks' lending behaviour, profitability and problem loan generation.
      
Once a problem loan is identified, it should be managed under a dedicated remedial process.
      


After China entered the WTO, the disposal and calling in of the problem loans has become the most urgent task of the Chinese state-own commercial banks to hedge business risks, enhance market competition and meet the challenges posed by foreign banks. Based on the Random Dynamic Programming Theory, this thesis deals with the optimization of the disposal of the problem loans within five years and the call-in value maximization, and raises the related proposals and measures.

不良贷款处置回收已成为我国加入WTO后国有商业银行化解经营风险、增加市场竞争能力和全面迎接外资银行挑战最紧迫的任务.本文从随机性动态规划原理出发,对在实际操作中如何就不良贷款在五年内处置完成,同时使回收的价值最大化进行了最优化选择,并提出了相应措施与建议.

Strengthen credit in small and medium - sized enterprises invest and become Central Bank obvious intention of monetary policy already. Under new credit funds management system, because credit problem loan to small and medium - sized enterprises, and the obstacle of conducting the channel of policy of small and medium - sized enterprises credit has been analysed. From the idea of changing, set up small and meduum - sized enterprises and assure the organization, abundant to the system of financiai institution...

Strengthen credit in small and medium - sized enterprises invest and become Central Bank obvious intention of monetary policy already. Under new credit funds management system, because credit problem loan to small and medium - sized enterprises, and the obstacle of conducting the channel of policy of small and medium - sized enterprises credit has been analysed. From the idea of changing, set up small and meduum - sized enterprises and assure the organization, abundant to the system of financiai institution offering loan of small and medium - sized enterprises, set up and encourage and restrain the credit management system that combined together, Strengthen the Central Bank to credit aid and professional guidance of medium and small financiai institution, set up and amplify the respects, such as policy legal environment which promotes development of small and medium - sized enterprises, etc, have proposed dredging the countermeasure of conducting the channel obstacle of policy of eredit pointedly.

强化对中小企业的信贷投入已成为中央银行货币政策的明显意图。对中小企业在新的信贷资金管理体制下,由于信贷政策传导渠道的变化致使中小企业贷款难的问题,以及中小企业信贷政策传导渠道的障碍进行了分析。从转变观念、建立中小企业担保机构、丰富对中小企业提供贷款的金融机构体系、建立激励与约束相结合的信贷管理体制、强化中央银行对中小金融机构信贷支持和业务指导、建立健全促进中小企业发展的政策法律环境等方面,有针对性地提出了疏通信贷政策传导渠道障碍的对策。

In China, the restrained financial institution makes the State Owned Bank hold the credit market。During the course of the transition of commercial bank,the institution brings on credit risk with the formation of problem loan, results in the markets risk in the bank system。 The over weighted proportion of the loan from the state owned bank in the country bank system and the loan in the assets of the state owned bank, by the nonlinear effect , induce the systemic risk in the country...

In China, the restrained financial institution makes the State Owned Bank hold the credit market。During the course of the transition of commercial bank,the institution brings on credit risk with the formation of problem loan, results in the markets risk in the bank system。 The over weighted proportion of the loan from the state owned bank in the country bank system and the loan in the assets of the state owned bank, by the nonlinear effect , induce the systemic risk in the country In order to solve the problem the government must break the monopoly by the way of indraughting the oversea bank,developing the commercial bank and so on

中国金融约束制度造就了寡头垄断的贷款市场。它使国有银行在商业化改革过程中遭遇了以不良贷款为主要表现形式的信用风险 ,给中国银行业带来了系统性风险。国有银行贷款占社会总贷款以及占其总资产的比重较大 ,使贷款市场在菜单成本效用下呈现出系统性风险。引进外资银行 ,发展民营银行 ,打破贷款市场的寡头垄断格局 ,这是避免系统性银行风险所要采取的制度性应对措施。

 
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