In order to improve the operation profits of commercial banks, not only the liability scale should be controlled rationally according to the difference between liability costs and assets return rate, as well as all kinds of capital operation opportunities, but liability interests structure,expiration structure and the structure of passive and active liability should be optimally reorganized.
There have been two major problems in liabilities operations of commercial banks in China: irrational expansion of liabilities scale; imperfect combination of liabilities structure. In order to improve the operation profits of commercial banks, not only the liability scale should be controlled rationally according to the difference between liability costs and assets return rate, as well as all kinds of capital operation opportunities, but liability interests structure,expiration structure ...
Property is a necessary part of human society since it's birth.The development of property comes up with the increase of human society.At first,property right put emphasis on the personal right.Now it concentrates on its social character more and more.We should recognize the government's liability has also changed a lot: from the positive omission liability to the active liability.
Maximizing the EVA of branches of commercial banks is a complicated problem involving operational concept, management pattern, operation strategy under centralized capital allocation, adjustment of asset liability structure, economic capital allocation and etc. At present, the branches concerned should thrash out their operation strategy according to the EVA-based performance appraisal system adopted by upper branches, follow the principle of value appreciation and capital efficiency, improve their ov...