It’s a big problem for China’s growth of regional economy and reform of financial system to improve the regional financial structure and financial efficiency.
For China in the phase of economy system change, how to grasp the relation between finance and entity economy and build the modern finance system compliant with the development of entity economy, is very important for the success and fail of finance system reform and entire economy system reform.
With the complete advance of the housing system and finance system reform, developing the housing finance has become the key problem of starting the housing consume.
Along with our country joining WTO officially, our country's monetary system reform isenlarging and the speed is speeding up to greeting the huge finance challenge overseas.
Along with the development of the modern market economy and the deepening of the monetary system reform in our country, marketing concept has applied to operation and management of commercial banks, and marketing gradually becomes the essential method of banks to obtain the competitive edge.
Our country monetary system reform march, and so on 12 joint stock system commercial bank has provided the good development opportunity for the promoting education bank, simultaneously also requests its science to process the good service fast growth, the scale high speed expansion and between the maintenance good management efficiency contradiction reasonably, namely economies of scale question.
Directed against the existing situation of monetary system reform in China, the author analyses the causes of change in deposit markets, and puts forward effective countermeasures: making rational use of Two-Hand power, winch refers to administrative action of the government and market regulation, to win over the deposit market shares.